Central Bank of Tunisia

When you hear Central Bank of Tunisia, the official monetary authority responsible for issuing the Tunisian dinar and controlling national financial policy. Also known as Banque Centrale de Tunisie, it’s the only institution in the country with the legal power to approve financial products—and so far, it has said no to cryptocurrency. Unlike countries that experiment with digital currencies or create sandbox environments for crypto firms, the Central Bank of Tunisia has locked the door. No licensed exchanges. No crypto payments. No official recognition of Bitcoin, Ethereum, or any token as legal tender. That doesn’t mean people aren’t using it—it just means they’re doing it in the shadows.

Behind the scenes, Tunisians are trading crypto anyway. With inflation eating away at the dinar and banks slow to serve ordinary people, Bitcoin and USDT are becoming informal safety nets. You won’t find a crypto ATM in Tunis, but you’ll find WhatsApp groups where people swap cash for crypto, often using peer-to-peer platforms like LocalBitcoins or Paxful. The Central Bank of Tunisia warns about scams and volatility, but for many, the real risk is losing savings to a failing currency. This isn’t rebellion—it’s survival. And it’s not unique to Tunisia. Similar patterns show up in Ecuador, Iran, and Nigeria, where central banks try to control money, but people find ways around it.

The Tunisian dinar, the official currency of Tunisia, heavily influenced by central bank policy and foreign exchange reserves has lost value over the last five years. That’s why you see Tunisians buying crypto not to get rich, but to preserve what little they have. Meanwhile, the crypto regulation Tunisia, the set of legal restrictions and enforcement actions taken by authorities to limit or ban cryptocurrency use remains rigid. No fines for holding crypto, but no protection either. If you get scammed on a fake exchange like EtherMuim or Armoney, there’s no recourse. The Central Bank won’t help you. You’re on your own.

That’s why the posts here focus on what’s real—not what’s promised. You’ll find reviews of exchanges Tunisians actually use, even if they’re not officially approved. You’ll see breakdowns of tokens that people trade despite zero regulatory backing. You’ll learn about airdrops that don’t require KYC, and how to avoid scams that target people desperate for alternatives to the dinar. This isn’t a guide to compliance. It’s a guide to reality. If you’re in Tunisia and you’re using crypto, you already know the rules aren’t on your side. These articles help you navigate without getting burned.